Personal banking
We offer a wide variety of personal deposit accounts to fit your needs.
In 1984 Byron Bank was the first bank in the area to receive approval to begin offering Freddie Mac mortgages with fixed rate interest rates. From that time on we have been one of the top mortgage producers in the Ogle County/Rockford area.
We can offer the best Mortgage rates because of our long affiliation and good standing with Freddie Mac. You can also check our current CD rates.
We offer in-house, bridge loans, lot and construction packages. We know the laws and rules for closing mortgages in our areas which is not usually true for internet or large regional banks.
- $800 fixed cost
We have no hidden costs. We offer all customers who refinance a special low-cost of $800, plus an appraisal fee if one is needed. This low-cost offer does not include FHA or VA loans. Watch for hidden costs from some banks. You do not have to pay points at Byron Bank. If you are ready to take advantage of this low fee, choose one of the following options:
- On-time guaranteed
Have you ever had a friend frustrated because a loan did not close on the expected date? Was the moving van parked in the driveway? We close loans on time 99.9% of the time. We will give any mortgage customer $1,000 if their mortgage does not close on time due to a fault of Byron Bank.
- Know your real lender
We service our loans–which means we do not sell them to someone several states away. This way if you have a problem you can talk to us directly, not to someone at an 800 number that will not return your calls.
- High experience with mortgages
In the months of Jan, Feb and March we have closed nearly 800 mortgage loans. We have greatly streamlined the lending process to make our customers profit of the current low mortgage rates! Let us help you lower your rate and save money on your monthly payment. Learn more about the officers of our veteran Mortgage team.