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Byron Bank

Meet Our Progressive Checking.

We get it – life is busy. In a world where convenience is king, unlocking financial rewards is as simple as swiping your debit card; and it’s easier than you think. You buy groceries, gas, you dine out and shop online – using your Byron Bank Debit Card for these everyday purchases can earn you 3.04% APY* on balances up to $25,000* and $20 back in ATM fees* per statement cycle!

Take full advantage of our Progressive Checking Account by meeting these simple requirements:

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Use Your Debit Card

Use your debit card 12 times per statement cycle* and transform everyday purchases into tangible rewards.

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    Sign up for E-Statements

    Sign up for E-Statements* and gain instant secure, digital access to your statements.

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    Direct Deposit or ACH Auto Debit

    Enroll in Direct Deposit or an ACH Auto Debit* and choose a smarter way to manage your finances.

    Enjoy a More Rewarding Banking Experience

    We're delivering a banking experience that revolves around you. Our Progressive Checking Account is tailored for those looking to earn interest, enjoy convenient digital banking and receive benefits for their active engagement.

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    Why Choose Byron Bank’s Progressive Checking?

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    Digital Convenience:

    Make everyday purchases work for you when use your debit card 12 times per statement cycle*. You’re always on the move, and your bank should keep up.

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    Earn Interest:

    Don’t pay interest – get paid interest! Earn 3.04% APY on balances up to $25,000*. That's money for you, just for keeping your funds with us. Pretty sweet, right?

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    ATM Fee Refunds:

    Enjoy the flexibility to use any ATM nationwide with up to $20 back in ATM fees* per statement cycle; whether you are out and about in town or on an adventure far away, we’ve got you covered.

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    Added Benefits:

    Enjoy free online banking, mobile banking, and bill pay; keeping you connected and in control of your finances. This account is designed for those who want the convenience of digital banking.

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    Real Support. Real Fast.

    Our dedicated support team is ready to assist you, ensuring a seamless banking journey. At Byron Bank, we're not just providing a service; we're building relationships. Every interaction is an opportunity to strengthen our connection with you and ensure your trust in us as your banking partner.

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    There isn’t one specific “deal” that caused me to build and continue a relationship with Byron Bank. Rather it was the consistency of the bank in offering a very competitive interest rate, while simultaneously providing superior customer service. I won’t go anywhere else for future deals.

    Bobby L.

    We would definitely recommend Byron Bank! We love the "small town" bank where they care about you and your business.

    Brieanna Salamone

    The kind customer service you get at Byron Bank gives me confidence that when I have a problem they will be there to help me through it.

    Paul Stewart

    With every interaction, you leave with the impression that you have your own personal banker. The staff at Byron Bank will be of assistance throughout all your financial processes and transactions.

    Tim Dimke

    What Other Benefits Are There to Banking with Us?

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    Bank Anywhere, Anytime

    Online Banking allows you to check balances, pay bills and transfer between accounts from your laptop or desktop.

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    Bank On The Go

    Mobile Banking enables you to manage and monitor funds from your mobile device.

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    Instant Money with Zelle®

    Zelle is the fast, safe and easy way to send money to friends and family.

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    Security with SecureAlerts

    SecureAlerts allows you to watch for any suspicious account activity.

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    Snap to Deposit Checks

    Mobile Deposit enables you to deposit a check by taking a picture with your smartphone.

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    Simplify Payments: Digital Wallet

    Digital Wallet allows you to use the digital version of your credit or debit card to pay safely and
securely.

    Ready to redefine your banking experience? Getting started is easy!

    At Byron Bank, we believe in banking that works for you. Open your Progressive Checking Account today and discover the simplicity of financial growth. Visit any of our locations or call us at 815.234.2561. At Byron Bank, it’s not just where you bank, it’s where you belong.

    *Minimum qualifications to earn 3.04% Annual Percentage Yield (APY) and $20 in refunded ATM fees are ACH auto debit or direct deposit, sign up for E-Statements and make at least 12 debit card transactions per statement cycle, not including ATM withdrawals. 3.04% APY paid on balances between $0.01-$25,0000; 0.10% APY paid on balances $25,000.01 and above each statement cycle when the minimum qualifications are met. If qualifications are not met, 0.10% APY is paid on full balance and ATM fees are not refunded. A minimum deposit of $100 is required to open this account. Account must maintain a daily balance of $300 per statement cycle to avoid $5.00 fee after the 60-day grace period. Rates are effective June 1, 2023. Interest rate and APY may change at any time after the account is opened. Debit card purchases must post to the account during the statement cycle. Fees could reduce earnings. Member FDIC. Equal Housing Lender. Full disclosure provided prior to account opening or upon request.