Wherever Life Takes You...
Whether you're grabbing coffee, paying bills, shopping for school supplies or planning your next family adventure, Progressive Checking helps your money work a little harder behind the scenes. Qualify by doing these three simple things:
Use Your Debit Card
Use your debit card 12 times per statement cycle* and transform everyday purchases into tangible rewards.
Sign up for E-Statements
Sign up for E-Statements* and gain instant secure, digital access to your statements.
Direct Deposit or ACH Auto Debit
Enroll in Direct Deposit or an ACH Auto Debit* and choose a smarter way to manage your finances.
Your Money Grows While You Focus on What Matters
Watch your money grow faster with competitive interest rates designed to help you reach your financial goals. Our Progressive Checking makes saving simple and growing your balance rewarding. Plus, enjoy secure digital tools like mobile deposit, online bill pay, SecureAlerts, and Zelle® for instant money transfers.
Why Choose Byron Bank’s Progressive Checking?
Digital Convenience:
Make everyday purchases work for you when use your debit card 12 times per statement cycle*. You’re always on the move, and your bank should keep up.
Earn Interest:
Don’t pay interest – get paid interest! Earn 3.04% APY on balances up to $25,000*. That's money for you, just for keeping your funds with us. Pretty sweet, right?
ATM Fee Refunds:
Enjoy the flexibility to use any ATM nationwide with up to $20 back in ATM fees* per statement cycle; whether you are out and about in town or on an adventure far away, we’ve got you covered.
Added Benefits:
Enjoy free online banking, mobile banking, and bill pay; keeping you connected and in control of your finances. This account is designed for those who want the convenience of digital banking.
Consistency Pays Off
Every month, as long as you meet the simple requirements, you’ll continue earning high interest, saving on ATM fees, and enjoying a seamless digital banking experience. Whether you’re at home or on the go, Progressive Checking keeps your finances working for you - month after month.
Jessica Lewis | Branch Manager - Byron
Jessica Lewis is a small-town gal from Mt. Morris with 17 years of banking experience. A graduate of Oregon High School, she understands the needs of the local community and is passionate about making banking simple and accessible. Whether you're opening your first account, looking for smarter ways to save, or need guidance on financial solutions, you ask, she helps—offering personalized service with a hometown touch.
Thana Reemtsma | Branch Manager - Poplar Grove
With 28 years of banking experience, Thana leads the Poplar Grove branch with a dedication to customer service. Raised in Rockford and a Jefferson High School alum, Thana knows that every customer’s financial journey is unique. Whether it's finding the right account, navigating lending options, or planning for the future, you ask, she helps—ensuring customers get the right solutions with a warm and friendly approach.
Wendy Wold | Branch Manager - Davis Junction
With 32 years of banking experience, Wendy leads the Davis Junction branch with expertise and a passion for helping customers achieve their financial goals. A Monroe Center native and Stillman Valley alum, Wendy understands the needs of her community and is committed to providing personalized banking solutions. Whether it’s finding the right account, securing a loan, or answering financial questions, you ask, she helps—offering guidance with care and experience.
Deb Harris | Relationship Banker
With over a decade at Byron Bank and 28 years in customer service, Deb is passionate about providing exceptional, personalized banking experiences. Originally from Oberlin, Ohio, she brings small-town values to every customer interaction, making sure they feel heard and supported. Whether you need assistance with everyday banking, financial guidance, or problem-solving, you ask, she helps—offering a friendly, solutions-driven approach.
What Other Benefits Are There to Banking with Us?
Bank Anywhere, Anytime
Online Banking allows you to check balances, pay bills and transfer between accounts from your laptop or desktop.
Bank On The Go
Mobile Banking enables you to manage and monitor funds from your mobile device.
Instant Money with Zelle®
Zelle is the fast, safe and easy way to send money to friends and family.
Security with SecureAlerts
SecureAlerts allows you to watch for any suspicious account activity.
Snap to Deposit Checks
Mobile Deposit enables you to deposit a check by taking a picture with your smartphone.
Simplify Payments: Digital Wallet
Digital Wallet allows you to use the digital version of your credit or debit card to pay safely and securely.
Ready for a checking account that's made for everyday moments?
Our Progressive Checking is designed to fit your lifestyle. From digital convenience to everyday rewards, it’s checking that works smarter. Visit any one of our locations or call us at 815-234-2561 to open your Progressive Checking Account today.
*Minimum qualifications to earn 3.50% Annual Percentage Yield (APY) and up to $20 in refunded ATM fees are ACH auto debit or direct deposit, sign up for E-Statements and make at least 12 debit card transactions per statement cycle. 3.45% Interest Rate, (3.50% APY) paid on balances between $0.01-$25,000 when the minimum qualifications are met; 0.10% Interest Rate, (2.22% APY-3.50% APY) paid on balances $25,000.01 and above each statement cycle when the minimum qualifications are met. If qualifications are not met, 0.10% Interest Rate (0.10% APY) is paid on full balance, and ATM fees are not refunded. A minimum deposit of $100 is required to open this account. Account must maintain a daily balance of no less than $300 each day of the statement cycle after the 60-day grace period to avoid a $5.00 service charge. Rates are effective July 7, 2026. Interest rate and APY may change at any time after the account is opened. Debit card purchases must post to the account during the statement cycle. Fees could reduce earnings. Member FDIC. Equal Housing Lender. Full disclosure provided prior to account opening or upon request.