You are using a very old browser!

As a result, this site will probably look and behave a little strangely.

FDIC-Insured - Backed by the full faith and credit of the U.S. Government Byron Bank

Your Money. Your Move. Business Money Market

Grow your business savings with flexibility, security, and competitive yields - now with an automated sweep option to keep your money working smarter. Earn 2.66% APY* on balances of $50,000-$99,999.99; earn 2.91% APY* on balances of $100,000-$199,999.99; earn 3.17% APY* on balances of $200,000 and over.

Why Choose Byron Bank’s Business Money Market?

Your cash reserves shouldn’t sit idle. Our new Business Money Market account is designed to help businesses like yours grow savings while keeping funds accessible. You’ll earn a competitive rate with no lock-ins, and we can even set up an automatic sweep from your business checking so extra balances transfer automatically.

Senior project manager is showing architectural blueprint to a carpenter

Competitive Interest

Earn more than a standard savings account.

Female graphic desighner pointing with finger on laptop computer during collaboration with colleague on project

Flexible Access

No long-term lock-ins, funds remain liquid.

Man making contactless payment with mobile phone at food truck restaurant outdoor

Secure

FDIC insured for peace of mind.

Business colleagues using a digital tablet in boardroom

Automated Sweeps

Extra balances move from checking into your money market automatically, so your money is always working harder.

Automated Sweep: Growth on Autopilot

Running a business is busy enough, let us do the heavy lifting. With our sweep feature, you can link your Byron Bank Business Checking and automatically transfer excess balances into your Business Money Market. Not only will this help give you higher earnings, but we’ll help you set up an automatic sweep, so your money moves seamlessly between accounts.

    Seemstress working in her studio copy

    Byron Bank Business Money Market Tiers

    Our Business Money Market offers a competitive rate designed to help your excess funds earn more while staying accessible.


    $0-$24,999.99 - 1.38% APY*

    $25,000-$49,999.99 - 2.40% APY*

    $50,000-$99,999.99 - 2.66% APY*

    $100,000-$199,999.99 - 2.91% APY*

    $200,000 and over - 3.17% APY*


    This is a variable rate account, and the rate and APY may change at any time after account opening.

    Mature businessman shaking hands with colleague

    Byron Bank is Your Ideal Small Business Partner

    Icon products

    Business Checking

    Choose from a variety of business checking accounts designed to suit your business size and transaction volume. Enjoy convenient features like online banking and mobile deposit.

    Icon hand shake

    Business Loans

    Whether your need is funding to start or grow your business, we offer a range of flexible loan options with competitive rates and terms. Our experienced lenders will work with you to find the right solution for your needs.

    Icon financial guide

    Cash Management

    Optimize your cash flow and streamline your financial operations with our Cash Management Services. With Remote Deposit Capture, Positive Pay, and ACH Originations, we have the tools to help your business succeed.

    Icon digital wallet

    Merchant Services

    Enhance customer satisfaction and boost sales with our Merchant Services partner, Wind River Financial. Able to easily accept all business payments, whether in-store, online, by phone, by mail or in the field.

    Img Business

    Jessica Lewis | Branch Manager - Byron

    Jessica Lewis is a small-town gal from Mt. Morris with 17 years of banking experience. A graduate of Oregon High School, she understands the needs of the local community and is passionate about making banking simple and accessible. Whether you're opening your first account, looking for smarter ways to save, or need guidance on financial solutions, you ask, she helps - offering personalized service with a hometown touch.

    Jessica Lewis

    Thana Reemtsma | Branch Manager - Poplar Grove

    With 28 years of banking experience, Thana leads the Poplar Grove branch with a dedication to customer service. Raised in Rockford and a Jefferson High School alum, Thana knows that every customer’s financial journey is unique. Whether it's finding the right account, navigating lending options, or planning for the future, you ask, she helps - ensuring customers get the right solutions with a warm and friendly approach.

    Thana Reemtsma

    Wendy Wold | Branch Manager - Davis Junction

    With 32 years of banking experience, Wendy leads the Davis Junction branch with expertise and a passion for helping customers achieve their financial goals. A Monroe Center native and Stillman Valley alum, Wendy understands the needs of her community and is committed to providing personalized banking solutions. Whether it’s finding the right account, securing a loan, or answering financial questions, you ask, she helps - offering guidance with care and experience.

    Wendy Wold

    Deb Harris | Relationship Banker

    With over a decade at Byron Bank and 28 years in customer service, Deb is passionate about providing exceptional, personalized banking experiences. Originally from Oberlin, Ohio, she brings small-town values to every customer interaction, making sure they feel heard and supported. Whether you need assistance with everyday banking, financial guidance, or problem-solving, you ask, she helps - offering a friendly, solutions-driven approach.

    Debbie Harris

    Brittani Miles | Relationship Banker

    Growing up in Winnebago and calling Byron home for the past 17 years, Brittani Miles understands the financial needs of the community firsthand. With nearly six years in banking, she has worked her way from a teller to a branch manager to her current role at Byron Bank. Whether you're looking for the right checking account, need guidance on a loan, or want to simplify your finances, you ask, she helps - offering personalized service with a deep commitment to her customers' financial well-being.

    Brittani Miles Update

    Your Money. Your Move. Your Growth - On Autopilot.

    Are you ready to grow your business savings? Flexible, secure, and designed for local businesses like yours. Visit any one of our locations or call us at 815-234-2561 to open your Business Money Market Account today.

    *APY = Annual Percentage Yield. APY and rate tiers are accurate as of 12/01/2025. APY may change at any time before or after an account is opened. You must maintain the minimum balance needed for each tier to earn the interest rate: Tier 1 - $0-$24,999.99; Tier 2 - $25,000-$49,999.99; Tier 3 - $50,000-$99,999.99; Tier 4 - $100,000-$199,999.99; Tier 5 - $200,000 and over. Interest will be compounded daily and credited to your account monthly. Maximum six debit transactions per monthly statement cycle by check, debit card, online banking, electronic transfer or payment to a third party. A Service Charge of $25 will be applied for going over the six debit transactions per monthly statement cycle. A Service Charge of $10 will be applied if the balance falls below $5,000 any day of the statement cycle. Speak to a banker about current deposit rates, or disclosures on rates. Fees could reduce earnings on the account. FDIC insured to the maximum allowed by law. Member FDIC.