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FDIC-Insured - Backed by the full faith and credit of the U.S. Government Byron Bank

Local Lending - Right Where You Need It!

At Byron Bank, we believe the best help is the kind that's close, personal, and ready when you are. That’s why we're proud to be inside the Dickerson & Nieman office in Rockford - giving agents, clients, and homebuyers direct access to a local lending team they can trust.

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Why Homebuyers Choose Byron Bank

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Local Decision-Making

When you’re buying a home, the last thing you want is to wait on someone in another state to make a decision about your loan. At Byron Bank, we keep things local - our decisions are made right here by people who understand our market and care about your journey.

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Personalized Service

No 800 numbers. No one-size-fits-all approach. You’re not just another application to us. You’ll work one-on-one with a local lender who gets to know your goals, your timeline, and what “home” means to you.

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Fast Pre-Approvals

In today’s competitive market, timing is everything. We offer quick, reliable pre-approvals so you can make strong offers with confidence. Under normal circumstances, we can have an answer to you in 24 hours!

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Ongoing Support

We’re not just here for the paperwork, we’re here for the long run. Our customers know they can count on us for real answers, local support, and a relationship that lasts beyond closing day.

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Local Commitment, Local Service

Unlike many institutions, our dedicated teams of processing, underwriting, closing, and ongoing servicing are local, not out of state. At Byron Bank, we offer local mortgage solutions for your unique needs, bringing you closer to home.

Welcome Home Mat

Get Started Today with Leah Kays

With deep roots in Boone County, Leah knows her community. And, with 28 years of experience under her belt, she is a trusted ally in your mortgage journey and here to provide you with personalized service and the expertise you deserve. NMLS# 482532

Call Leah Today! Apply Now!
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Get Started Today with David Gatz

As a lifelong resident of Ogle County, Dave excels at helping his clients discover the best mortgage solution tailored to their needs. With his 20 plus years of expert guidance, navigating the loan process becomes a breeze, ensuring you're comfortable every step of the way. NMLS# 652536

Call Dave Today! Apply Now!
Dave Gatz

Get Started Today with Kristie Sullivan

Kristie has been a part of the Rockford community all her life. With over 20 years experience, she has the experience and passion for helping clients achieve homeownership. Kristie is ready to lend a hand and provide expert guidance to find the perfect mortgage solution for you. NMLS# 220844

Call Kristie Today! Apply Now!
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Get Started Today with Vanessa Stanton

Vanessa brings over two decades of invaluable experience in the mortgage lending and real estate landscapes. With her commitment to customer satisfaction, she'll go above and beyond to ensure that you're equipped with the best options to achieve your homeownership goals. NMLS# 1114421

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Vanessa Stanton 2024

"I was impressed with the level of personalization I received from Kristie. She was quick to answer my questions and advise me of my options. There was never a time I had to wait for a response or wonder if my questions would be answered."

Ron

"The property we purchased was out of state and part of a larger complex. Vanessa took on the challenges and created a solution tailored to our unique situation. We would highly recommend Byron Bank and Vanessa to anyone looking for a personal and professional banking relationship. Every facet of the partnership is handled with care professionalism!"

Eric & Shannon Fittzgerald

"Having a local bank like Byron Bank always makes the closing on real estate easier for everyone in volved. Byron Bank has knowledgeable staff that not only understands lending, but makes sure they understand our needs and those of the customer."

Kevin Rudy

CEO – Kenzley Title Group, Inc.

"We were looking into buying some properties and Byron Bank walked us through the process. Not having great knowledge in the, investment property arena, Byron Bank was very patient and explained everything."

Gerald Dray

Empower Your Home Ownership Experience with Us!

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Be In the Know

Effortlessly monitor and manage your Byron Bank mortgage when you sign up for our secure Online and Mobile Banking.

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Enhance Your Benefits with a Byron Bank Checking Account

Open a checking account and set up hassle-free recurring payments.

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Seamless Online Payments

Conveniently pay your mortgage using your existing bank’s online bill pay for one-time or routine payments.

Start Your Homeownership Journey with Byron Bank

Partner with Byron Bank and experience a mortgage process that’s truly centered around you and your needs. Home happens fast. We help you stay one step ahead.

Email Us Anytime Apply Now!