

Checking Accounts
It is all about choices!
Our variety of personal checking accounts are built to help you manage your money conveniently, efficiently and affordably. Whatever your individual financial goals may be, we offer the flexible terms, benefits and expert guidance you need to achieve them.
Pennywise*
Do you like supporting a paperless environment? Do you find yourself writing fewer checks? If so, a Pennywise account may be right for you. We offer a checking account customized for the low-check-writing customers. There is no minimum balance requirement and no service fee when you write less than 30 checks per month and sign up for E-Statements, attach a Byron Bank Visa® Debit Card with unlimited card usage, and you are all set to go!
- Minimum to open
- $100.00
- Minimum Balance
- N/A
- Withdrawal Limitations
- 30 checks or less no fee
- Monthly Service Fee
- $6.00 if more than 30 checks written
- Earned Interest
- N/A
- Visa Debit/ATM Card
Card replacement $10.00
ATM, Non Byron Bank $1.00
- Statements
No Monthly Fee with E-Statement
Paper statement $5.00- Extras
- Additional Information
- Unlimited deposits and Debit card/ATM card usage
- Added Features
- Free Online Banking, Mobile Banking, E-Statements
- Description
- A checking account customized for customers who write fewer checks.
Personal*
If you prefer check writing, find yourself writing more than 30 checks per month, and carry a minimum daily balance of $300, then our Personal Checking is the answer. We offer a checking account with unlimited check writing privileges and a free monthly paper statement. E-Statements are also available at no charge and a Byron Bank Visa® Debit Card is available for all of those quick on-the-go purchases. $5 monthly service fee if balance falls below $300.
- Minimum to open
- $100.00
- Minimum Balance
- $300.00 to avoid a monthly service fee
- Withdrawal Limitations
- N/A
- Monthly Service Fee
- $5.00 if balance falls below $300.00
- Earned Interest
- N/A
- Visa Debit/ATM Card
Card replacement $10.00
ATM, Non Byron Bank $1.00
- Statements
E-Statement or paper statement free.
- Extras
- Additional Information
- Unlimited deposits and Debit card/ATM card usage
- Added Features
- Free Online Banking, Mobile Banking, E-Statements
- Description
- If you prefer check writing, then our Personal Checking may be the answer.
Student & Senior*
Life changes, so why shouldn’t your checking account? We offer a personal checking account with no monthly service fee and no minimum balance requirement to students under 24 years of age and to seniors who are 60 years and over. Your choice of a paper statement or E-Statement provided. Be sure to ask about a Byron Bank Visa® Debit Card to make life even easier!
- Minimum to open
- $100.00
- Minimum Balance
- N/A
- Withdrawal Limitations
- N/A
- Monthly Service Fee
- N/A
- Earned Interest
- N/A
- Visa Debit/ATM Card
Card replacement $10.00
ATM, Non Byron Bank $1.00
- Statements
E-Statement or paper statement free.
- Extras
- Additional Information
- Unlimited deposits and Debit card/ATM card usage
- Added Features
- Free Online Banking, Mobile Banking, E-Statements
- Description
- Checking for Students under 24 years of age and to Seniors who are 60 years and over.
Nonprofit*
Byron Bank is committed to supporting our nonprofit service organizations by offering a personal checking account designed specifically for your organization. There is no monthly service fee and no minimum balance requirement. It is one of the ways we like to give back to the community and show our appreciation! Your choice of a paper statement or E-Statement is provided.
- Minimum to open
- $100.00
- Minimum Balance
- N/A
- Withdrawal Limitations
- N/A
- Monthly Service Fee
- N/A
- Earned Interest
- N/A
- Visa Debit/ATM Card
Card replacement $10.00
ATM, Non Byron Bank $1.00
- Statements
E-Statement or paper statement free.
- Extras
- Additional Information
- Unlimited deposits and Debit card/ATM card usage
- Added Features
- Free Online Banking, Mobile Banking, E-Statements
- Description
- A personal checking account designed specifically for non-profit organizations.
Now Checking*
Looking to earn a little interest while still enjoying the flexibility of a checking account? Our Now Checking is an interest-bearing account. It also you the flexibility to write up to 40 checks per month at no charge. Account holders must maintain a minimum daily balance of $1,000 to avoid a monthly service fee.
- Minimum to open
- $1,000.00
- Minimum Balance
- $1,000.00 to avoid a monthly service fee and earn interest
- Withdrawal Limitations
- 40 checks or less no fee
- Monthly Service Fee
- $7.00 if balance falls below $1,000.00
- Earned Interest
- Compounded and credited monthly. $1,000.00 required to earn interest
- Visa Debit/ATM Card
Card replacement $10.00
ATM, Non Byron Bank $1.00
- Statements
E-Statement or paper statement free.
- Extras
- Additional Information
- Unlimited deposits and Debit card/ATM card usage
- Added Features
- Free Online Banking, Mobile Banking, E-Statements
- Description
- An interest-bearing checking account with check-writing.
Super Now Checking*
Want a little extra? Our Super Now Account is an interest-bearing account that allows you the flexibility of a checking account. Write up to 40 checks per month at no charge. With the Super Now Checking, you will also receive free basic checks, a 3 x 5 safe deposit box, cashier’s checks and money orders with no fee, and a new debit card with no initial set-up fee! Account holders must maintain a minimum daily balance of $2,500 to avoid a monthly service fee.
- Minimum to open
- $2,500.00
- Minimum Balance
- $2,500.00 to avoid a monthly service fee and earn interest
- Withdrawal Limitations
- 40 checks or less no fee
- Monthly Service Fee
- $10.00 if balance falls below $2,500.00
- Earned Interest
- Compounded and credited monthly. $2,500.00 required to earn interest
- Visa Debit/ATM Card
Card replacement $10.00
ATM, Non Byron Bank $1.00
- Statements
E-Statement or paper statement free.
- Extras
- 1 Box of Basic Checks Free per year, Safe Deposit Box, No fee cashier check or money order.
- Additional Information
- Unlimited deposits and Debit card/ATM card usage
- Added Features
- Free Online Banking, Mobile Banking, E-Statements
- Description
- An interest-bearing account with more extra perks.
Platinum Checking*
Do you typically carry a higher balance in your account? If so, Byron Bank’s Platinum Checking is the right account for you. It allows the convenience of a checking account (free check writing up to 40 checks per month) as well as earning a higher rate of interest on your balance. In addition, you will receive free basic checks, a 3 x 5 safe deposit box, cashier’s checks & money orders with no fee, and a new debit card with no initial set-up fee. Account holders must maintain a minimum daily balance of $25,000 to avoid a monthly service fee.
- Minimum to open
- $25,000.00
- Minimum Balance
- $25,000.00 to avoid a monthly service fee and earn interest
- Withdrawal Limitations
- 40 checks or less no fee
- Monthly Service Fee
- $10.00 if balance falls below $25,000.00
- Earned Interest
- Compounded and credited monthly. $25,000.00 required to earn interest
- Visa Debit/ATM Card
Card replacement $10.00
ATM, Non Byron Bank $1.00
- Statements
E-Statement or paper statement free.
- Extras
- 1 Box of Basic Checks Free per year, Safe Deposit Box, No fee cashier check or money order.
- Additional Information
- Unlimited deposits and Debit card/ATM card usage
- Added Features
- Free Online Banking, Mobile Banking, E-Statements
- Description
- An interest-bearing account for customers who carry a higher balance.
*Full Disclosure provided at account opening.