Every house needs a solid foundation, and a mortgage from Byron Bank is just the foundation you need! We offer competitive rates, low closing costs and the fast professional service you deserve from our experienced and professional mortgage lending team.
Whether purchasing your first home, a vacation home, a new residence or the refinance of your existing loan - You Ask. We Help. Byron Bank has mortgage options to fit your needs.
Put ownership within your reach with a mortgage from Byron Bank. We offer quick processing, a selection of terms, and competitive fixed-rate and adjustable-rate mortgages.
Whether you want to lower your interest rate or shorten the term on your mortgage, refinancing can be a smart option for saving money.
Purchase your first home with peace of mind. We provide full support for new homeowners and will help you obtain an affordable mortgage.
USDA (Guaranteed Rural Housing)
This is 100% financing guaranteed through USDA. Income and geographically restricted. Call today to see if you qualify.
See if you qualify for an FHA loan. These government-insured home mortgages feature several great benefits including lower down payment requirements.
If you are a U.S. veteran or widowed spouse, you can take advantage of government-backed VA loans that require no down payment or mortgage insurance (PMI).
Byron Bank has construction package loans available at very reasonable rates. If you get your permanent mortgage with us, you will receive perks for having your construction loan here.
Byron Bank is known for its quick loan approval process. Under normal circumstances, we can have an answer to you in 24 hours! Our processing, underwriting, closing and service departments are local; not out of state. Our local lenders can help get you pre-qualified so you can shop for a home in the price range that fits your budget. A mortgage pre-qualification* from Byron Bank demonstrates that you are a serious buyer and may provide you a competitive edge in a multiple offer situation.
* Final loan approval is based on factors beyond your personal creditworthiness, such as the type of home and condition of the property you’re buying. Pre-qualification does not guarantee that you’ll get the loan or the loan amount that’s estimated. Member FDIC. Equal Housing Lender. NMLS# 440162.