Home Loans
Whether you're buying your first house, building one, or refinancing, nobody understands the importance of home buying better than a family bank. At Byron Bank, we have a mortgage solution for you with loans for all income levels. Plus, you'll always feel right at home. We'll help you every step of the way though the home financing process. You'll be less stressed, more informed and ready to move before you know it!
Ready to apply or talk to one of our experienced loan officers? Please click here and let us know how we can help.
The benefits we offer are:
- FHA/VA
- Fixed rates
- Up to 100% financing, through USDA Guaranteed Rural Housing
- Lot and construction package
- Adjustable rates
- First Time Homebuyer programs and grants
- Free pre-qualification
- Automatic payment
- Quick turn around and closings
- Competitive rates
- Mortgage life insurance
- Tax escrow
- Experienced staff
- Loans serviced at Byron Bank
Purchase
Put ownership within your reach with a mortgage from Byron Bank. We offer quick processing, a selection of terms, and competitive fixed and adjustable rate mortgages.
Refinance
Whether you want to lower your interest rate or shorten the term on your mortgage, refinancing can be a smart option for saving money.
First-Time Homebuyer
Purchase your first home with peace of mind. We provide full support for new homeowners and will help you obtain an affordable mortgage.
Guaranteed Rural Housing
This is 100% financing guaranteed through USDA. Income and geographically restricted. Call today to see if you qualify.
FHA Loans
See if you qualify for an FHA loan. These government-insured home mortgages feature several great benefits including lower down payment requirements.
VA Loans
If you are a U.S. veteran or widowed spouse, you can take advantage of government-backed VA loans that require no down payment or mortgage insurance (PMI).
Construction Loans
Byron Bank has construction package loans available at very reasonable rates. If you get your permanent mortgage with us, you will receive perks for having your construction loan here.