How to Apply For a Mortgage

Byron Bank is known for its quick loan approval process. Under normal circumstances, we can have an answer to you in 24 hours! This keeps your “waiting and wondering” to a short time. We are able to keep paperwork to a minimum allowing your rate to be locked-in. If you have additional questions, you can call your own loan officer directly to help you.

Byron Bank has specialized in mortgage loans for over 36 years and nobody understands the importance of home buying better than a third-generation community bank.

Check rates and apply now through the Byron Bank Mortgage Center.

Information You Will Need to Get Together

In general, this is the information we will need:

• Current pay stub(s) indicating a period of one month's employment.
• W-2s for the previous 2 years.

If self-employed:

• Personal Federal Income Tax Returns (2 years)
• Business Federal Income Tax Returns

If retired or disabled:

• Social Security, pensions or disability income, awards letter and/or statement of benefits.
• Copies of bank accounts, savings/investments, showing most recent 2-month period.

Remember we will pre-qualify you for FREE.