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Bad guys are always phishing for information from you! Remember we will never call you and ask you for your username or password. Bad guys can also spoof phone numbers, so they make it look like they are calling from the bank. Listen to your gut, if the conversation seems off, immediately hang up and call us at 815-234-2561. DO NOT call the number back that called you as it could be routed to a bad guy! 

Byron Bank logo Byron Bank logo

Bad guys are always phishing for information from you! Remember we will never call you and ask you for your username or password. Bad guys can also spoof phone numbers, so they make it look like they are calling from the bank. Listen to your gut, if the conversation seems off, immediately hang up and call us at 815-234-2561. DO NOT call the number back that called you as it could be routed to a bad guy! 

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Get Pre-Qualified for FREE!

How to Apply For a Mortgage

Byron Bank is known for its quick loan approval process. Under normal circumstances, we can have an answer to you in 24 hours! This keeps your “waiting and wondering” to a short time. We are able to keep paperwork to a minimum allowing your rate to be locked-in. If you have additional questions, you can call your own loan officer directly to help you.

Byron Bank has specialized in mortgage loans for over 36 years and nobody understands the importance of home buying better than a third-generation community bank.

Check rates and apply now through the Byron Bank Mortgage Center.

Information You Will Need to Get Together

In general, this is the information we will need:

  • Current pay stub(s) indicating a period of one month's employment.
  • W-2s for the previous 2 years.

If self-employed:

  • Personal Federal Income Tax Returns (2 years)
  • Business Federal Income Tax Returns

If retired or disabled:

  • Social Security, pensions or disability income, awards letter and/or statement of benefits.
  • Copies of bank accounts, savings/investments, showing most recent 2-month period.

Remember we will pre-qualify you for FREE.