Join Our Team

At Byron Bank, we understand what it takes to provide our customers with the level of service they expect and the solutions they need to help them achieve their financial goals. We recognize that our greatest asset is our employees and take great pride in hiring qualified individuals to complement our existing teams.

We offer an attractive benefit package that includes paid vacation and sick days; health, dental and life insurance; pet insurance and a 401k plan, etc.

We’re always eager to connect with talented individuals who share our commitment to exceptional service and community impact.

We encourage you to submit your resume and cover letter below. Even if you don't see a specific opening that matches your skills, we’ll keep your information on file and reach out if an opportunity arises.

CHIEF LENDING OFFICER

Job Summary:

The Chief Lending Officer is a highly motivated, high-energy professional who is responsible for management, long-term strategic development and optimization of all loan functions. As our Chief Lending Officer, you will assume a key leadership role, managing and developing a team of commercial lenders and processors, also being responsible for new commercial loan and business deposit relationships for the local area. This role will develop lending strategies, policies, and procedures that align with the Bank’s overall goals and strategic objectives.

Supervisory Responsibilities:

• Develop, motivate, and train staff, including planning and delegating work assignments and projects.
• Evaluate performance, administer quarterly touch points and deliver performance evaluations.
• Establish clear expectations and hold employees accountable to performance and behaviors aligned with our culture.

Department Management Duties & Responsibilities:

• Ensure the lending strategic objectives are met.
• Responsible for the overall management of the bank loan portfolio, processing and lending strategies.
• Develop lending policies and procedures and ensure they complement organizational goals.
• Develop and implement loan systems, risk controls, and policies and procedures in line with regulatory requirements, institution policies and targets.
• Cooperate with Federal and State examiners in their reviews and examinations.

Lending:

• Function as a loan officer:
  • Assist with maintaining a loan portfolio of at least $40MM.
  • Develop loan and deposit business with customers.
  • Work to maintain current financial information and other required documentation on Bank customers.
• Maximize portfolio growth of the Bank through effective planning, development, and implementation of lending strategies.
• Review existing and new client relationships for credit quality, structure and pricing.
• Ensure overall soundness of loan portfolio, with the ability to identify and develop long term strategies that will include initiatives such as portfolio mix, growth strategies, and market penetration objectives.
• Ensure that all lending activities are conducted in accordance with established policy guidelines and standards and are properly documented.
• Stay informed regarding developments and changes in lending services.

Additional Duties & Responsibilities:

• Act as the administrator of loan programs.
• Act as a member of and lead the Loan Committee.

This position description is not designed to cover or contain a comprehensive list of activities, duties, or responsibilities that are required of the employee. Duties and responsibilities may change, or new ones may be assigned at any time with or without notice.

Required Skills & Attributes:

• Excellent verbal, written and interpersonal communication skills.
• Strong analytical and research skills.
• Strong credit skills.
• Great project management skills.
• Detail-oriented approach with a commitment to quality.
• Proven ability to manage individuals at various levels within the organization.
• Understanding of government regulations and legal requirements involving lending, collections, insurance, and related functions.
• Ability to operate standard office and bank equipment and required software including Microsoft Word, Excel, PowerPoint and Outlook.

Education & Experience:

• High school diploma or equivalent.
• Associate or Bachelor’s degree in finance, accounting, business or related field, or equivalent experience, preferred, but not required.
• Minimum 10 years of industry experience.

Physical Requirements:

• Ability to sit for up to 8 hours a day.
• Ability to work on a computer for extended periods of time.

Travel:

• Some travel is involved, less than 25% of the time.

Work Location:

• Byron

Benefits

• 401(k)
• 401(k) Match
• Dental insurance
• Employee assistance program
• Health insurance
• Health savings account
• Life insurance
• Paid time off
• Vision insurance

Job Type: Full-time | Pay Range is $140,000-$180,000 annually

COMMERCIAL CREDIT ANALYST

Job Summary:

The Commercial Credit Analyst will work closely with the Commercial Loan Officers to conduct a thorough analysis of financial statements and other relevant factors that accurately assess the credit worthiness of new commercial credit requests and identifies and mitigates key risks. This individual will present findings and recommendations in concise written reports which focus on cash flow and ability to repay and include evaluation of collateral and appropriate structure and terms. The Commercial Credit Analyst performs ongoing reviews of the financial condition of existing commercial borrowers.

Supervisory Responsibilities:

If applicable:

• Lead and manage Jr. Credit Analysts.
• Develop, motivate, and train staff, including planning and delegating work assignments and projects.
• Evaluate performance, administer quarterly touch points and deliver performance evaluations.
• Establish clear expectations and hold employees accountable to performance and behaviors aligned with our culture.

Job Duties & Responsibilities:

• Responsible for preparing basis and comprehensive credit analyses on commercial loans that facilitates the credit approval process for use by loan officers or committees in the making of lending decisions regarding new, renewal, and extension loans.
• Thoroughly analyzes the most complex commercial credits. Analyzing factors such as income growth, margins, trends, quality of management, market shares, industry risks and collateral assessment.
• Submits credit approval documents to appropriate personnel for decision making.
• Analyze & create loan presentations for the commercial loan committee.
• Assist lenders in evaluating credit proposals and proper structure.
• Grade new and existing loans.
• Prepare financial projections and stress tests.
• Present financial information to the loan committee and vote on loan presentations.
• Prepare audits on commercial loans for documentation and credit exceptions, provide recommendations.
• Maintain a list of ongoing loan exceptions.
• Analyze participations and present them to the loan committee.
• Administration of LaserPro software, including weekly updating of interest rates.
• Assisting with implementation of oversight of document imaging and document tracking.
• Review commercial appraisals.
• Prepare real estate evaluations.
• Maintain a list of loans to be funded.

Additional Duties & Responsibilities:

• Monitor and prepare reports on Loan Loss Reserve.
• Prepare TDR Report.
• Prepare Loan Concentration report.
• Keep records of commercial loan committee.

This position description is not designed to cover or contain a comprehensive list of activities, duties, or responsibilities that are required of the employee. Duties and responsibilities may change, or new ones may be assigned at any time with or without notice.

Required Skills & Attributes:

• Excellent time management skills.
• Great project management skills.
• Strong analytical and organizational skills.
• Excellent written and verbal communication skills.
• Ability to operate standard office and bank equipment and required software including Microsoft Word, Excel, PowerPoint and Outlook.

Education & Experience:

• Associate or Bachelor’s degree in finance, accounting, business or related field, or equivalent experience, preferred, but not required.
• Minimum of 5 years of commercial credit or similar financial analyst experience.
• Working knowledge of and compliance with Bank Policies, Procedures and Regulations.

Physical Requirements:

• Ability to sit for up to 8 hours a day.
• Ability to work on a computer for extended periods of time.

Travel:

• None.

Work Location

• Byron

Benefits

• 401(k)
• 401(k) Match
• Dental insurance
• Employee assistance program
• Health insurance
• Health savings account
• Life insurance
• Paid time off
• Vision insurance

Job Type: Full-time | Pay Range is $31.25-$50.48 per hour

RECEPTIONIST

Job Summary:

Byron Bank is the premier third-generation community bank, and we are seeking a professional and personable Receptionist to join the team. The ideal candidate will be the first point of contact for our organization, providing exceptional customer service while managing front desk operations. This role involves answering calls, greeting visitors, and performing administrative tasks to support our team. If you are organized, detail-oriented, and customer service focused we invite you to apply today!

Supervisory Responsibilities:

None

Job Duties & Responsibilities:

• Greets and welcomes customers and potential customers and directs them to the appropriate bank staff.
• Answers incoming phone calls, transfers calls, and takes messages when necessary.
• Answers customer questions and provides general information on banking services and policies.
• Notifies appropriate staff when a visitor with an appointment arrives.
• Oversees and maintains waiting area, keeping it stocked with brochures, deposit slips, and withdrawal forms.
• Follows up on minor customer issues.
• Processes and distributes incoming mail; prepares outgoing mail for pickup.
• Performs clerical and administrative services for branch staff as needed.
• Performs other related duties as assigned by management.

Additional Duties & Responsibilities:

• Complete GL balancing sheets – daily and once weekly.
• Balance Teller Coin Book.
• Review Large Items report and Balance Fluctuation report.
• Review OFAC from new customer list.
• Update Mortgage homeowner’s insurance maintenance files.
• Miscellaneous typing, filing, and faxing.
• Complete required BAI online courses as assigned.
• Kiting Report.
• Check Orders.
• Order supplies, including office items, coffee, etc., as needed.
• Approve invoices.

This position description is not designed to cover or contain a comprehensive list of activities, duties, or responsibilities that are required of the employee. Duties and responsibilities may change, or new ones may be assigned at any time with or without notice.

Required Skills & Attributes:

• Excellent communication and interpersonal skills.
• Ability to promote a positive image of the bank.
• Proficient with Microsoft Office Suite or similar software.
• Ability to maintain professionalism and tact in stressful situations.

Education & Experience:

• High school diploma or equivalent required.
• One year of clerical experience is preferred.

Physical Requirements:

• Prolonged periods sitting at a desk and working on a computer.
• Must be able to lift up to 15 pounds at times.

Travel:

None

Benefits:

• 401(k)
• 401(k) Match
• Dental insurance
• Employee assistance program
• Health insurance
• Health savings account
• Life insurance
• Paid time off
• Vision insurance

Job Type: Full-time | Pay Range is $16.00-$18.00/hour

TELLER - Byron

Job Summary

A Teller with Byron Bank is the most visible employee in the bank. They process customer transactions efficiently and accurately be it a deposit, loan payment, or cashing a check. They actively listen to customers and meet their needs by completing the transaction or referring them to another department. They provide outstanding customer service.

Job Focus

• Process a variety of customer transactions including:
  • Processing checking and savings deposits, verifying contents being deposited for correct titling and having proper endorsements.
  • Processing checking and savings withdrawals, verifying withdrawals for proper titling and endorsements, obtaining and documenting current identification, and verifying balances.
  • Processing loan, credit card, and real estate tax payments.
  • Completing transfers between accounts.
  • Issuing cashier checks, money orders, gift cards, and license stickers.
  • Process and log mail, night drop, and courier bags.
  • Watch for and identify counterfeit currency and fraudulent checks.
  • Answer account questions.
• Scan and proof work for all departments.
• Read, understand, and follow Bank Secrecy Act (BSA) policy to include currency transaction reporting, monetary log reporting, and customer information program.
• Listen for opportunities to add additional products or services during transaction processing and refer to the corresponding department.
• Complete required training assigned by Compliance, Human Resources, or BSA departments.
• Other related duties as assigned.

Responsibilities and Objectives

• Balance teller window daily at the end of each business day.
• Follow bank policies and procedures.
• Engage in conversations to address current and future needs of our customers.
• Communicate through telephone and email.
• Build and sustain effective working relationships with co-workers.
• Communicate with Manager, identifying challenges and helping eliminate obstacles.
• Proactively engage in bank and community events.

Expected Outcomes

• Balancing 100% of days scheduled to work.
• Over and short balance of zero.
• Process equal share of teller transactions.
• Refer products and services, number to be established by Branch Manager.

Required Competencies

• Face to face interactions
• Effective communicator
• Accountability mindset
• Strong work ethic
• Highly responsive
• Strong relationship builder

Required Knowledge, Skills, and Abilities

• High school diploma or the equivalent.
• Ability to lift and move 40 pounds.
• Ability to stand for up to 9 hours.
• Familiarity with computers, including Microsoft Office products.
• Consistent use of a computer for up to 9 hours.

Benefits:

• 401(k)
• 401(k) Match
• Dental insurance
• Employee discount
• Health insurance
• Health savings account
• Life insurance
• Paid time off
• Vision insurance

Job Type: Full-time | Starting wage $16.50

Equal Employment Opportunity:

Byron Bank provides equal opportunity for all employees and applicants for employment and makes all employment decisions without discrimination on the basis of race, religion, color, sex (including pregnancy and gender identity), sexual orientation, national origin, age, disability, family medical history or genetic information, political affiliation, military service, disability challenges, marital status, ancestry, status upon discharge from military service, order of protection status or other non-merit based factors (actual or perceived). These protections extend to all management practices and decisions, including recruitment and merit practices, appraisal systems, promotions and training, and career development programs.