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Byron Bank

Start Your Career with Byron Bank

Join Our Team

Whenever we have an opening we will place a position description on our site. However, feel free to mail, e-mail or fax your resume at any time to the following:

Collections/Consumer Lending

Major Responsibilities:         

  • Consumer Loan Origination
  • Loan, PCL, and Credit Card Collections
  • Deposit and Charge Off Collections
  • Delinquency Management
  • Bankruptcy Management
  • Foreclosure Management
  • Loss Mitigation
  • OREO Management
  • Freddie Mac Reconciliation
  • Prepare and Present Monthly Delinquency Report to Board
  • Follow all bank policies and procedures and compliance rules and regulations
  • Other Duties as Assigned

 Secondary Responsibilities:

  • PMI Delinquency Reporting
  • 1099A & 1099C Reporting
  • Consumer Loan Turn Down Review
  • Credit Reporting Back Up

Experience Required:

  • Collections experience – 3 years
  • Consumer Lending Experience – 2 years
  • Knowledge of Foreclosure and Bankruptcy Filing
  • Professional and effective interpersonal skills
  • Results driven with attention to detail, accuracy, and excellent organizational skills and follow-up

Full Time Position

MORTGAGE LOAN PROCESSOR

Byron Bank has an immediate opening for a Mortgage Loan Processor with recent mortgage experience. The capability to handle files from opening to closing is required. The loan processor will be responsible for performing initial file review, verifying disclosures meet program requirements, ensuring that all loan programs are compliant and underwriting guidelines are being met. Previous mortgage loan processing experience is required. Full Time Position. 

 Major Responsibilities:

  • Review mortgage applications for completeness, collect all required documentation for the loan package, and assemble loan file appropriately
  • Order Credit Reports and Title work
  • Able to read and understand credit reports, title work, and appraisal report
  • Demonstrate basic income calculation
  • Ensure loan falls within the established lending guidelines
  • Understand TRID rules, ability to disclose and re-disclose
  • Create loan submission package for underwriting department
  • Satisfy all conditions when received from Underwriter
  • Communicate with realtors, attorneys, and title companies
  • Act as a liaison between borrower, underwriter, and loan originator
  • Provide customer with timely and periodic status updates of their loan application
  • Perform verifications of employment and prepare files for closing
  • Establish, maintain, and update files, and databases
  • Customer service calls, telephone payments, and payoff letters
  • Provide operational support to loan officers and processors
  • Update mortgage loan rates
  • Make changes to ITI based on change of address
  • Maintain the mortgage file room for proper file storage

Secondary responsibilities:

  • Customer service calls, telephone payments, and payoff letters
  • Provide operational support to loan officers and processors
  • Update mortgage loan rates
  • Make changes to ITI based on change of address
  • Maintain the mortgage file room for proper file storage

Job Requirements:

  • 3+ years’ Conventional and/or Government loan processing experience
  • Basic knowledge of underwriting terminology
  • In-depth knowledge of the real estate industry and current trends
  • Experience with Word, Excel, Outlook, Loan operating systems, GUS, DU, and LPA
  • Strong attention to detail and accuracy; ability to multi-task
  • Effective written and verbal communication skills
  • Ability to take on other duties as assigned

Kristie Lynch, Human Resources Officer

Byron Bank, P.O. Box 901, Byron, IL 61010

[email protected]

Fax: 815-234-2055

Equal Employment Opportunity:  

Byron Bank provides equal opportunity for all employees & applicants for employment & makes all employment decisions without discrimination on the basis of race, religion, color, sex (including pregnancy & gender identity), sexual orientation, national origin, age, disability, family medical history or genetic information, political affiliation, military service, disability challenges, marital status, ancestry, status upon discharge from military service, order of protection status or other non-merit based factors. These protections extend to all management practices & decisions, including recruitment & merit practices, appraisal systems, promotions & training, & career development programs.