Join Our Team

At Byron Bank, we understand what it takes to provide our customers with the level of service they expect and the solutions they need to help them achieve their financial goals. We recognize that our greatest asset is our employees and take great pride in hiring qualified individuals to complement our existing teams.

We offer an attractive benefit package that includes paid vacation and sick days; health, dental and life insurance; pet insurance and a 401k plan, etc.

We’re always eager to connect with talented individuals who share our commitment to exceptional service and community impact.

We encourage you to submit your resume and cover letter below. Even if you don't see a specific opening that matches your skills, we’ll keep your information on file and reach out if an opportunity arises.

COMMERCIAL LOAN PROCESSOR

Job Summary:

The Commercial Loan Processor is responsible for assisting loan officers in all phases of processing. The processor is responsible for processing and documenting approved loans in accordance with bank policy and regulatory guidelines. This individual communicates with lenders, customers, internal staff, title companies, etc. to respond to inquiries, resolve problems and obtain all necessary documentation required.

Job Duties & Responsibilities:

• Assist Lenders during all stages of the loan
  • Collecting financial information
  • Loan advances and payments
  • Mail out paid notes, releases and titles on loans that are paid in full
• Prepare and send early loan disclosures (as required)
• Order title work, flood certifications, & UCC filings (as required)
• Order Appraisals, send for review and delivery to lender/client
• Handle floor plan draws and pay downs along with updating report
• Prepare loan documents for loan officers
• Prepare disbursement of funds – wire or cashier’s check
• Prepare loan denials (as directed by loan officer)
• Prepare for the renewal cycle on existing loans
• Load loan & customer data into the ITI system
• Complete maintenance checks on loans loaded in ITI by fellow processors
• Assist with resolving loan non-posts
• Department filing, imaging and tracking (mortgage, release, insurance, etc.)
• HMDA reporting and monitoring
• Pull credit reports on behalf of loan officers

Additional Duties & Responsibilities:

• Be cross trained in Consumer Processing

This position description is not designed to cover or contain a comprehensive list of activities, duties, or responsibilities that are required of the employee. Duties and responsibilities may change, or new ones may be assigned at any time with or without notice.

Required Skills & Attributes:

• Strong and effective communication skills, both oral and written
• Excellent relationship and customer service skills
• Ability to handle multiple tasks and meet deadlines
• Ability to read and interpret legal documents
• Ability to gather and track information
• Proven analytic and critical thinking skills
• Excellent organizational skills and attention to detail
• Ability to operate standard office and bank equipment

Education & Experience:

• High school diploma or equivalent 1-2 years of banking preferred

Physical Requirements:

• Ability to sit for up to 8 hours a day
• Ability to work on a computer for extended periods of time

Work Location:

• Byron

Benefits:

• Health Insurance (Medical, Dental, Vision)
• 401(k) with match
• Health savings account Life insurance
• Paid time off (vacation, sick, volunteer)

Compensation Overview:

The anticipated hiring range for this position is $20.00-$24.00 per hour which reflects what we reasonably expect to pay for candidates who meet the standard qualifications for the role. Actual base pay will vary depending on job-related knowledge, skills, credentials, experience, and location.

LOAN OPERATIONS MANAGER

Job Summary:

The Loan Operations Manager is responsible for effectively supporting the lending team for commercial, consumer, and mortgage loans across all branches. This individual will develop, document, and implement best practices in the loan operations area; be a proactive leader and team player with the ability to be influential and establish positive working relationships across the organization and will act as liaison with other branches, departments, and vendors.

Supervisory Responsibilities:

• Lead and manage three Loan Operations staff.
• Develop, motivate, and train staff, including planning and delegating work assignments and projects.
• Evaluate performance, administer quarterly touch points and deliver performance evaluations. Establish clear expectations and hold employees accountable to performance and behaviors aligned with our culture.

Job Duties & Responsibilities:

Loan Operations:

• Manage the daily operations of the department in an efficient and innovative manner. Establish and maintain a productive and positive working environment.
• Achieve and refine departmental goals within defined timelines.
• Lead projects including documentation project (scanning and organizing loan documentation to meet company electronic file policies).
• Interact with the lending staff(s) to maintain and improve both accuracy and efficiency through collaborative leadership.
• Perform on-going training, review and communicate lending industry topics/concerns and standards.
• Implement operation policies and procedures to ensure compliance with State and Federal regulations and internal requirements.
• Communicate with management team to coordinate system and control activities related to loan documentation and monitoring.
• Interact with auditors, compliance, and examiners to assist in reviews and examinations. Follow up and correct any items addressed and ensure necessary changes or recommendations have been implemented as directed.
• Become proficient with computer systems used to maximize their use to meet bank objectives. This includes monitoring new releases of software and the effects of potential changes. Define, document, and monitor best practice processes for:
• Payoff statements
• Insurances compliance including Flood and force placed insurance procedures
• HMDA compliance including quarterly review
• UCC, judgement, and tax lien searches
• Non-originated loan applications
• Escrow accounts
• Small Business Data Collection

Quality Control:

• Develop, coordinate, and implement quality control processes to ensure the accuracy, completeness, and compliance of loan files.
• Recommend process improvements to enhance loan quality and mitigate operational risk.

Additional Duties & Responsibilities:

• Support cross-departmental functions.
• Lead special projects.
• Pull and compile 1099A & 1099C; PMI Delinquency Reporting. Complete Semi-Annual Default and Foreclosure report. Complete Consumer Loan Turn Down Review.
• Back-up for Credit Reporting.
• Update the Treasury Rate on LaserPro.
• Support HMDA.
• Attend sales/mortgage/consumer loan meetings.
• Oversee/manage Freddie Mac Recon and Pre/Post Close.

This position description is not designed to cover or contain a comprehensive list of activities, duties, or responsibilities that are required of the employee. Duties and responsibilities may change, or new ones may be assigned at any time with or without notice.

Required Skills & Attributes:

• Excellent verbal, written and interpersonal communication skills Strong analytical and research skills
• Strong credit skills
• Great project management skills.
• Detail-oriented approach with a commitment to quality.
• Proven ability to manage individuals at various levels within the organization.
• Understanding of government regulations and legal requirements involving lending, collections, insurance, and related functions.
• Ability to operate standard office and bank equipment and required software including Microsoft Word, Excel, PowerPoint and Outlook.

Education & Experience:

• High school diploma or GED equivalent required.
• Some related college background preferred.
• 7+ years of banking experience preferred.
• 3+ years of supervisory and leadership experience and relevant loan operations management experience preferred.
• Knowledge and experience utilizing computer systems. MS Office Suite, Factual Data, LaserPro and Fiserv/Navigator experience preferred.
• Basic ability to analyze personal and business financial statements and commercial lending documentation.

Physical Requirements:

• Ability to sit for up to 8 hours a day.
• Ability to work on a computer for extended periods of time.

Benefits:

• Health Insurance (Medical, Dental, Vision)
• 401(k) retirement plan with match
• Health savings account
• Company paid life insurance policy
• Paid time off (vacation, sick, holidays, and volunteer)

Work Location:

• Byron

Travel:

• None

Compensation Overview:

The anticipated hiring range for this position is $58,900 - $70,500 annually, which reflects what we reasonably expect to pay for candidates who meet the standard qualifications for the role. Actual base pay will vary depending on job-related knowledge, skills, credentials, experience, and location.

RETAIL OPERATIONS OFFICER

Job Summary:

The Retail Operations Officer is responsible for providing the leadership, training, and management necessary to ensure that proper operational controls and people systems are in place to enable value-added and exceptional service to internal and external customers. The position is responsible for the overall hands-on operational aspects of the Retail Department ensuring overall performance, productivity, efficiency, and profitability. The Retail Operations Officer works collaboratively with Senior Management to proactively identify operational inefficiencies and will develop policies and procedures that align with the Bank’s overall goals and strategic objectives.

Supervisory Responsibilities:

• Lead and manage three locations: Poplar Grove, Davis Junction and Byron
• Develop, motivate, and train staff, including planning and delegating work assignments and projects Evaluate performance, administer quarterly touch points and deliver performance evaluations
• Establish clear expectations and hold employees accountable to performance and behaviors aligned with our culture
• Provide a work environment that stimulates positive energy, creativity, and teamwork

Department Management Duties & Responsibilities:

• Ensure the Retail department’s strategic objectives are met
• Oversee retail operations activities including customer service and deposit functions
• Formulate and implement operational policies and procedures to maximize performance
• Assist with the implementation and the management of all retail banking products
• Demonstrate extensive knowledge of all types of personal and business accounts including IRA’s, CD’s, Trusts, HSA, Safe Deposit Box, CDARS, and other specialty accounts, etc.
• Place check holds, stop payments, and authorize check approvals, etc., when needed
• Trouble shoot and resolve retail deposit operations issues and questions that may arise
• Assist with system upgrades, including new products and services, etc., within retail operations team
• Ability to guide and assist customers with online banking, mobile banking, and other services offered
• Work with the Marketing department on promotions and special events
• Cultivate and maintain customer relationships
• Represent the bank, promote products and services in the community to increase customer base
• Promote a collaborative and positive team environment throughout the entire bank
• Follow all bank policy and federal bank regulations and see that they are properly carried out by staff

Additional Duties & Responsibilities:

• Oversee Vault access / Balancing / Currency Ordering Act as the administrator of core systems
• Attend, participate, and plan (when applicable) for committees and meetings
• Contribute to the Bank’s initiative to reduce paper usage by organizing, implementing, and completing projects that prioritize digital solutions.

This position description is not designed to cover or contain a comprehensive list of activities, duties, or responsibilities that are required of the employee. Duties and responsibilities may change, or new ones may be assigned at any time with or without notice.

Required Skills & Attributes:

• Advanced experience, knowledge and training in branch operation activities, terminology and products and services
• Management skills for communication, delegation, and prioritization
• Basic knowledge of related state and federal banking compliance regulations, and other Bank operational policies
• Basic skills in computer terminal and personal computer operation
• Exceptional customer service
• Effective and excellent verbal, written and interpersonal communication skills
• Skilled to prioritize work, while handling multiple tasks
• Excellent attention to detail and organizational skills
• Able to function as a team player
• Great time-management skills

Education & Experience:

• High school diploma or equivalent
• Minimum 5 years of industry experience preferred

Physical Requirements:

• Ability to sit for up to 8 hours a day
• Ability to work on a computer for extended periods of time
• Ability to lift and move 40 pounds

Benefits:

• Health Insurance (Medical, Dental, Vision)
• 401(k) retirement plan with match
• Health savings account
• Company paid life insurance policy
• Paid time off (vacation, sick, holidays, and volunteer)

Travel:

• Some travel involved, less than 25% of the time.

Compensation Overview:

The anticipated hiring range for this position is $74,300 - $93,000 which reflects what we reasonably expect to pay for candidates who meet the standard qualifications for the role. Actual base pay will vary depending on job- related knowledge, skills, credentials, experience, and location.

TELLER

Job Summary:

A Teller with Byron Bank is the most visible employee in the bank. They process customer transactions efficiently and accurately be it a deposit, loan payment, or cashing a check. They actively listen to customers and meet their needs by completing the transaction or referring them to another department. They provide outstanding customer service.

Job Duties & Responsibilities:

Process a variety of customer transactions including:

• Processing checking and savings deposits, verifying contents being deposited for correct titling and having proper endorsements.
• Processing checking and savings withdrawals, verifying withdrawals for proper titling and endorsements, obtaining and documenting current identification, and verifying balances.
• Processing loan, credit card, and real estate tax payments. Completing transfers between accounts.
• Issuing cashier checks, money orders, gift cards, and license stickers. Process and log mail, night drop, and courier bags.
• Watch for and identify counterfeit currency and fraudulent checks. Answer account questions.
• Scan and proof work for all departments.
• Read, understand, and follow Bank Secrecy Act (BSA) policy to include currency transaction reporting, monetary log reporting, and customer information program.
• Listen for opportunities to add additional products or services during transaction processing and refer to the corresponding department.
• Complete required training assigned by Compliance, Human Resources, or BSA departments.

Additional Duties & Responsibilities:

• Balance teller window daily at the end of each business day. Follow bank policies and procedures.
• Engage in conversations to address current and future needs of our customers. Communicate through telephone and email.
• Build and sustain effective working relationships with co-workers.
• Communicate with Manager, identifying challenges and helping eliminate obstacles.
• Proactively engage in bank and community events.

This position description is not designed to cover or contain a comprehensive list of activities, duties, or responsibilities that are required of the employee. Duties and responsibilities may change, or new ones may be assigned at any time with or without notice.

Required Skills & Attributes:

• Face to face interactions
• Effective communicator
• Accountability mindset
• Strong work ethic
• Highly responsive
• Strong relationship builder

Education & Experience:

• High school diploma or the equivalent.
• Familiarity with computers, including Microsoft Office products.

Physical Requirements:

• Ability to lift and move 40 pounds.
• Ability to stand for up to 9 hours.
• Consistent use of a computer for up to 9 hours.

Benefits:

• Health Insurance (Medical, Dental, Vision)
• 401(k) retirement plan with match
• Health savings account
• Company paid life insurance policy
• Paid time off (vacation, sick, holidays, and volunteer)

Work Location:

• Byron

Compensation Overview:

The anticipated hiring range for this position is $16.50-$17.50 per hour, which reflects what we reasonably expect to pay for candidates who meet the standard qualifications for the role. Actual base pay will vary depending on job-related knowledge, skills, credentials, experience, and location.

Equal Employment Opportunity:

Byron Bank provides equal opportunity for all employees and applicants for employment and makes all employment decisions without discrimination on the basis of race, religion, color, sex (including pregnancy and gender identity), sexual orientation, national origin, age, disability, family medical history or genetic information, political affiliation, military service, disability challenges, marital status, ancestry, status upon discharge from military service, order of protection status or other non-merit based factors (actual or perceived). These protections extend to all management practices and decisions, including recruitment and merit practices, appraisal systems, promotions and training, and career development programs.