Business Accounts Tailored to Your Business Needs
Business Accounts
At Byron Bank, we believe local businesses deserve local decision-makers, real relationships, and banking that makes everyday operations easier, not harder.
Whether you’re just getting started, growing steadily, or managing a high-volume operation, our business accounts are built to support the way you work.
Launch Business Checking*
Designed for small and emerging businesses that want simple, straightforward banking with room to grow. Best for businesses with start-ups, sole proprietors, and small teams with lower to moderate transaction volumes.
- Minimum to open
- $100.00
- Item Fee
First 150 transaction items free. After, 150, $.25 per transit check, ACH debit and check written. $5.00 returned check fee.
- Service Charge Fee
- N/A
- Interest Earned or Earnings Credit
- N/A
- Visa Debit/ATM Card
Card replacement $10.00
ATM, Non Byron Bank $1.00- Statements
E-Paper Statements Free
Paper Statement $5.00 (monthly)
Special Handling $5.00 (monthly
Lift Business Checking*
Expanded transaction capacity with optional access to services like ACH origination and Remote Deposit Capture.
- Minimum to open
- $100.00
- Item Fee
First 150 transaction items free. After 150, $0.15 per transit check, ACH debit and check written. $5.00 returned check fee.
- Service Charge Fee
- $28.00 per month
- Interest Earned or Earnings Credit
- Interest is calculated on the average daily balance and is earned at a variable rate to offset fees. Excess is credited to account.
- Visa Debit/ATM Card
Card replacement $10.00
ATM, Non Byron Bank $1.00- Statements
E-Statements Free
Paper Statement $5.00 (monthly)
Special Handling $5.00 (monthly)
Incorrect Address Fee $5.00 (monthly)
Lead Business Checking*
Ideal for businesses utilizing multiple business banking services, including ACH origination, Remote Deposit Capture, and Positive Pay.
- Minimum to open
- $100.00
- Item Fee
First 150 transaction items free. After 150, $0.15 per transit check, ACH debit and check written. $5.00 returned check fee.
- Service Charge Fee
- $78.00 per month
- Interest Earned or Earnings Credit
- Credit is calculated on the average daily balance and is earned at a variable rate. Only to offset fees.
- Visa Debit/ATM Card
Card replacement $10.00
ATM, Non Byron Bank $1.00- Statements
E-Statements Free
Paper Statement $5.00 (monthly)
Special Handling $5.00 (monthly)
Incorrect Address Fee $5.00 (monthly)
Business Money Market*
Grow your business savings with 5 competitively tiered interest rates - now with automated sweep options to keep your money working smarter.
Check current rates here.
- Minimum to open
- $5,000.00
- Item Fee
An excess debit fee of $10.00 will be charged if more than six (6) preauthorized withdrawals are made per statement cycle
- Service Charge Fee
- $10.00 per month if balance falls below $5,000
- Interest Earned or Earnings Credit
- Interest is compounded and credited monthly.
- Visa Debit/ATM Card
ATM Card replacement $10.00
ATM, Non Byron Bank $1.00- Statements
E-Statements Free
Special Handling $5.00 (monthly)
Incorrect Address Fee $5.00 (monthly)
Make Your Cash Work Smarter
Our automated sweep option links your Byron Bank business checking account to your Business Money Market so unused cash doesn’t sit idle. When your checking balance rises above the level you set, the excess automatically moves to your money market to earn more - no extra steps, no extra stress.
Business Savings*
An interest bearing account that offers access to your funds without penalty.
- Minimum to open
- $100.00
- Item Fee
N/A
- Service Charge Fee
- $5.00 per quarterly statement if balance falls below $100.00
- Interest Earned or Earnings Credit
- Interest is compounded and credited quarterly. $100.00 required to earn interest
- Visa Debit/ATM Card
ATM Card replacement $10.00
ATM, Non Byron Bank $1.00- Statements
E-Statements Free
Special Handling $5.00 (monthly)
Incorrect Address Fee $5.00 (monthly)
Business Investor Savings*
A tiered interest account that is more liquid than a CD. There are four withdrawals or transfers allowed per quarter.
- Minimum to open
- $25,000.00
- Item Fee
An excess debit fee of $10.00 will be charged if more than four (4) preauthorized withdrawals are made per quarter
- Service Charge Fee
- $25.00 if balance falls below $25,000.00
- Interest Earned or Earnings Credit
- Interest is compounded and credited quarterly. $25,000.00 required to earn interest
- Visa Debit/ATM Card
ATM Card replacement $10.00
ATM, Non Byron Bank $1.00- Statements
E-Statements Free
Special Handling $5.00 (monthly)
Incorrect Address Fee $5.00 (monthly)
Ready to find the right fit for your business?
Let’s talk! Visit any Byron Bank location, call us or connect with our business banking team to get started. You Ask. We Help. That’s how we do business.
*Full Disclosure provided at account opening.