Be Fraud Smart!
Help keep your online and offline transactions secure by identifying common scams, reviewing fraud tips, and protecting your identity.
STAY AHEAD OF THE FRAUDSTERS BY KNOWING THESE COMMONS SCAMS
Shopping Scam - You're asked to wire money or load a prepaid/gift card to pay for items won or ordered online.
Government Agent Impersonator Scam - A call or message impersonating a government agent (IRS or FBI) instructing you to wire money immediately to avoid fines or jail time.
Online Romance Scam - You are asked to wire money or load a prepaid/gift card to pay for travel or support expenses from someone pretending to be in a relationship with you.
Lottery/Sweepstakes/Inheritance Scam - You receive an email saying you won the lottery, sweepstakes, inheritance, or some other valuable prize. To claim, you are asked to wire money or load a prepaid/gift card to receive funds.
Person in Need Scam - A call or message says a friend or loved one needs money. You are asked to wire money or load a prepaid/gift card to help.
Charity Scam - An individual impersonates a charitable organization and requests a wire transfer or to load a prepaid/gift card for donations.
TIPS TO PROTECT YOURSELF FROM FRAUD
- Keep your personal information in a safe place.
- Shred personal documents.
- Update your passwords regularly.
- Monitor your accounts with Byron Bank Online and Mobile Banking. Set up alerts to notify you if something unexpected happens on your account.
- Check your credit report. View your free reports for each of the three credit bureaus once a year www.annualcreditreport.com.
- Download the Shazam BOLT$ app for Apple or Android to get fraud alerts, block and unblock your Byron Bank Debit Card, and check your account balance.
KEEP THESE WEBSITES AND PHONE NUMBERS HANDY
Federal Trade Commission
or TTY 866.653.4261
Consumer Financial Protection Bureau
Better Business Bureau (BBB) of Chicago
Your safety is our priority and something Byron Bank takes seriously. We are continually taking steps to protect our customers and keep our staff educated. Remember, if it seems too good to be true, it probably is.