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No Annual Fee!

Credit Card

Improve your financial well-being and boost your purchasing power with a Byron Bank Visa® Gold Credit Card! With low rates and great benefits, our card will help you build a strong financial future! 

Why Choose the Byron Bank Visa® Gold Credit Card*?

The Byron Bank Visa® Credit Card has a low APR, comes with the added security of chip technology and NO ANNUAL FEE!

Did you know YOU can manage your Byron Bank Visa® Gold Credit Card activities at any time through our GoToMyCard service?  Easily view account information, review card activity, and make payments through this convenient portal.  

Register your credit card today at to get started-it's like online banking for your Byron Bank credit card!

You earn the points, you choose the reward!  Redeem points for a huge selection of great merchandise. Use points for travel plans; airline, cruise line, hotel or car rental. Another rewards feature, Experiences, includes packages for white water rafting, hot air balloon rides, cooking classes and more! 

You can view merchandise and Experience packages at and click on REWARDS!

 *Subject to credit approval

Ready to apply?

Come in, email or call our credit card specialist Deb Harris!

[email protected]

(815) 234-6106

Prefill your application and bring it to us!

You can also download and print out a PDF of our credit card application. Then fill it out and fax it to us at (815) 234-2055 or drop it off at any one of our three locations

Travel Notice

Make the most of your Byron Bank Visa Credit Card when traveling by notifying us before you leave. Travel preparation will allow more time to enjoy your destination. 

  • Help protect your account from fraud
  • Provide yourself a more secure option than carrying cash
  • Aid in avoiding account disruptions

To set up a Travel Notification please call (815) 234-2561 or email us at [email protected].  We will need your card number, location and travel dates.