Refer-A-Friend

Love Banking with Byron Bank?

Refer your friends and family to open a Checking, Savings, or Money Market with us and you will each receive $50*! And, as a loyal Byron Bank customer, you can refer up to 10 friends and/or family per year and earn up to $500*!

How does it work?

1. You fill out the current customer information section on the Refer-A-Friend card and give it to the friend or family member you would like to refer.

2. Your friend or family member fills out the new customer information and brings the Refer-A-Friend card to account opening to be eligible to receive the bonus!

How do you get a Refer-A-Friend Card?

Visit any Byron Bank Location | Print the Refer-A-Friend Card

What other benefits are there to banking with Byron Bank?

• Online Banking allows you to check balances, pay bills and transfer between accounts from your laptop or desktop.
• Mobile Banking enables you to manage and monitor funds from your mobile device.
• Zelle is the fast, safe and easy way to send money to friends and family.
• SecureAlerts allows you to watch for any suspicious account activity.
• Mobile Deposit enables you to deposit a check by taking a picture with your smartphone.
• Digital Wallet allows you to use the digital version of your credit or debit card to pay safely and securely.

Byron Bank is a local family-owned community bank that is committed to building strong relationships with our customers and the communities we serve. When you bank with us, we reinvest those deposits back into our communities. When you call us, you talk to a real person, not a call center. When you get a loan with us, our decisions are made quickly and right here where we all live, work and play.

As a local community bank, we thrive when our customers and communities thrive.

If you're happy and you know it, Refer-A-Friend!

The Byron Bank Refer-A-Friend program participants must be at least 18 years of age. Program is subject to change/cancellation at any time without notice. Completed Refer-A-Friend form is required at time of account opening to be eligible for cash bonus. Byron Bank employees are not eligible for cash bonus.

*Referring Customer Cash Bonus Eligibility: Referring Customer must have a Byron Bank Checking, Savings or Money Market Account; 10 referral rewards ($500 max) per calendar year; Referring Customer bonus will be credited to your account when Referred Customer opens a qualified account. Cash bonus is considered interest and will be reported on IRS Form 1099-INT. Member FDIC.

**Referred Customer Cash Bonus Eligibility: Cannot be a current Byron Bank Byron Bank Checking, Savings or Money Market customer; Qualifying accounts include – Aspire, Progressive, Advantage and Dynamic Checking; Smart Savings, Investor Savings or Money Market; If the new account is closed within 6 months, then bonus will be forfeited; Bonus will be credited to the new account after 60 days of account opening. Cash bonus is considered interest and will be reported on IRS Form 1099-INT. Member FDIC.

Aspire – $100 minimum to open.

Progressive – $100 minimum to open. Minimum qualifications to earn 3.04% Annual Percentage Yield (APY) and $20 in refunded ATM fees are ACH auto debit or direct deposit, sign up for E-Statements and make at least 12 debit card transactions per statement cycle. 3.04% APY paid on balances between $0.01-$25,000; 0.10% APY paid on balances $25,000.01 and above each statement cycle when the minimum qualifications are met. If qualifications are not met, 0.10% APY is paid on full balance and ATM fees are not refunded. Account must maintain a balance of $300 per statement cycle to avoid $5 service charge. There is a 60-day grace period to hit minimum balance requirements. Rates are effective June 1, 2023. Debit card purchases must post to the account during the statement cycle. Interest rate and APY may change at any time after account opening.

Dynamic – $100 minimum to open. Account must maintain a balance of $2,500 per statement cycle to avoid $10 service charge. $2,500 minimum balance to earn interest. Interest rate and APY may change at any time after account opening.

Advantage – $100 minimum to open. Account must maintain a balance of $25,000 per statement cycle to avoid $10 service charge. $25,000 minimum balance to earn interest. Interest rate and APY may change at any time after account opening.

Smart Savings – $100 minimum to open. Account must maintain a minimum balance of $100 per quarter to avoid $5 service charge. No minimum balance requirements to earn interest. Interest rate and APY may change at any time after account opening.

Investor Savings – $25,000 minimum to open. Account must maintain a minimum balance of $25,000 per quarter to avoid $25 fee. No minimum balance requirements to earn interest. Interest rate and APY may change at any time after account opening.

Money Market – $2,500 minimum to open. Account must maintain a balance of $2,500 per statement cycle to avoid $9 service charge. $2,500 minimum balance to earn interest. Interest rate and APY may change at any time after account opening.