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Byron Financial Services

About Us

To best serve you, Byron Financial Services has three offices that have full or part-time representatives. Call and make an appointment today!

Meet Our Financial Services Team


Gene Hartzell

Certified Financial Planner

Gene Hartzell has been offering financial services in the Northern Illinois area since 1970, following the footsteps of his father. Gene has worked with investment securities since 1984 and achieved his CFP®, CERTIFIED FINANCIAL PLANNER designation in 1993. He has been with BFS since 1989. Gene works in the areas of investment planning and with all types of retirement plans, as well as business and estate planning. Gene helps with coordinating Social Security filing options and other life income sources. He and his wife make their home in Dixon.

[email protected]



Chris Martin

Investment Consultant

Chris Martin, a lifelong resident of Oregon, has been with BFS since 2001. Before joining us, Chris assisted several companies with establishing their financial services programs along with establishing their mutual fund offerings. He served as County Treasurer of Ogle County for 21 years and as a trustee for the Illinois Municipal Retirement Fund for ten years. He and his wife, enjoy traveling with family and friends. He is a board member of the Village of Progress Foundation, Community ART Legacy, and is on the Pension Committee of the Sinnissippi Centers. He has his Series, 7, 63, and 65 licenses. Working out of our Oregon and Davis Junction offices, Chris focuses on Managed Accounts, 401k rollovers, IMRF and TRS accounts.

[email protected]



Erma Young

Operations Manager

Erma Young is the Operations Manager for the entire agency, managing both our Byron and Oregon office locations. She splits her time between the Byron and Oregon offices and is a key person in the LPL operations. Erma has been with BFS since 2008. She received her life and health insurance license in 2012. A thirteen year resident of Davis Junction, she has strong ties to the area with three grandchildren who graduated from the Stillman Valley school district.

[email protected]


Check the background of investment professionals associated with this site on FINRA’s BrokerCheck.